by on November 26, 2019
Before ruling out mortgage refinancing, Ken Sonner advises homeowners to look at the whole picture. Sonner, secretary/treasurer of the Mortgage Bankers Association of Metropolitan Washington and senior vice president of mortgage banking at Old Line Bank in Bowie, Md., says: "Mortgage interest rates have been very favorable over the past five years." Factoring in the low rates and a reduction in refinancing costs, homeowners might be "replacing low with low" if they refinance, he says. Sonner adds that the construction loan option may prove to be less expensive than moving to a new home, once all the costs involved in moving are calculated..
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